Banking & RegTech products

Control the data behind financial operations.

Purpose-built platforms for historical-data access, credit-bureau reporting, loan documentation and governed asset management.

Legacy Data Reporting System

Historical data, available without legacy-system dependence.

PSPL developed and deployed LDRS as a centralised, read-only data-access solution for banks retaining information from multiple legacy systems after CBS implementation. It keeps historical customer, account and transaction information available in one unified environment without disrupting the live CBS.

40+pre-mapped reportsRead-onlydata integrity model14client institutions supplied

Core capabilities

  • Converts and maps legacy database formats into a centralised structure while preserving original information
  • Provides secure, read-only access that protects historical-data integrity
  • Consolidates multiple legacy systems into one accessible platform
  • Applies tailored branch-level access for post-CBS operational continuity
  • Supports customer, account, transaction and general-ledger enquiries
  • Provides registers and reports for audit, compliance and customer-service needs
01

Streamlined access

Bank staff can retrieve historical customer, account and transaction information without operating multiple legacy applications.

02

Audit & compliance support

Centralised retrieval simplifies access to historical records required for audits, inspections and compliance activity.

03

Lower legacy overhead

Banks can reduce dependence on ageing hardware and software retained only for historical-data access.

Product delivery

LDRS clients served

Sarva Haryana Gramin BankSarva UP Gramin BankPrathama BankPrathama U.P. Gramin BankUttar Bihar Gramin BankGopalganj District Cooperative BankRewari District Cooperative BankLatur District Central Cooperative BankBaramulla District Central Cooperative BankJammu District Central Cooperative BankMandya District Central Cooperative BankKheda District Central Cooperative BankJamnagar District Central Cooperative BankMehsana District Central Cooperative Bank

Credit Information Company reporting

ProCIC makes compliant credit reporting easier.

ProCIC processes credit information from CBS, LMS and MIS sources; profiles and validates the data; maps CIC codes; and produces submission-ready files for consumer and commercial portfolios.

Source data→ETL & validation→CIC-ready files

Designed for reporting control

  • Supports CIBIL, Equifax, CRIF and Highmark formats
  • Consumer, commercial, SHG and JLG account coverage
  • NPA, write-off, suit-filed, settlement, closed and newly opened accounts
  • Daily, weekly and monthly reporting cycles
  • Branch-wise rejection reports and data-gap analysis
  • Incremental processing to minimise load on core systems

Loan Document Printing

Consistent documents across every loan scheme.

Dynamically design scheme-specific loan application forms, print applications and agreements, link supporting documents to accounts, and monitor loan progress through an interactive dashboard.

  • Scheme-specific form and agreement generation
  • Account-level document linking
  • Loan progress monitoring
  • Scheme, branch and bank-level portfolio views

Fixed Asset Management System

Know what you own, where it is and how it performs.

A structured asset-management platform providing accurate asset records, automated depreciation, maintenance history and transfer tracking while reducing paperwork and manual error.

  • Complete asset records and intelligent tracking
  • Automated depreciation calculations
  • Maintenance and transfer workflows
  • Bank, branch and region-wise MIS and ledger reporting